Wealth management for a general person

for short term only. I believe the early March will climb higher. Ready for short when the tide is high. 26 Feb 2009 US Market The Dow open at 7350 and close at 7270 -80 (-1.09%), the lowest is 7159 at 10:50 am Sector performance (% change on day): Financials (-0.47%), Tech (-0.15%), Health Care (-1.99%), Consumer Staples (-0.90%), Consumer Discretionary (-1.17%), Industrials (-2.87%), Energy (-0.73%), Telecom (+1.00%), Materials (-1.62%), Utilities (-1.19%). The EUR roll down from yesterday high 1.28954 to lowest today 1.2685 and then move to 1.2739 at 4:51 pm The GBP also roll down from 1.4600 to 1.4168 low today and reach 1.4247 at 4:52pm this afternoon The CAD climbing high to 1.2610 yesterday and move down to 1.25250 lowest at 4:52 pm The JPY climbed from yesterday 96.39 to day high at 97.95 and move back to 97.667 at 4:53pm The Gold price is April is 953 at 4:54 pm The Crude Oil March is 42.64 at 4:54pm Japan Market The Nikkei open at 7470 and closed at 7457 –3.29(-0.04%) UFJ cl...

in US, while the HK market and China are just moving Z shape, I believe the market will try to reach high in early March and close low in month end. The main reasons is the high rate in CDS and more short term notes needs to settle. Today there is Oil inventory therefore the oil price will became market centre point. 25 Feb 2009 US Market The Dow open at 7115 and close at 7350 +236 (+3.32%), the lowest is 7120 at 10:24 am Sector performance (% change on day): Financials (+11.83%), Tech (+3.44%), Health Care (+1.95%), Consumer Staples (+1.87%), Consumer Discretionary (+4.78%), Industrials (+3.27%), Energy (+4.68%), Telecom (+3.00%), Materials (+3.58%), Utilities (+3.45%). The EUR climbed from yesterday 1.2700 to high 1.2897 and then moving low to 1.2852 at 5:13 pm The GBP climbed from 1.4375 to 1.4600 today and reach 1.45565 at 5:13pm this afternoon The CAD touching low to 1.2400 in the morning and reach high 1.2490 and back to 1.2440 at 5:15pm and then climb back to 1.2620 and at 5:5...

20 Feb 2009 US Market The Dow open at 7555 and close at 7465 –89.68 (-1.19%), the lowest one is 7448 at 03:42 am Sector performance (% change on day): Financials (-5.20%), Tech (-3.29%), Health Care (-0.20%), Consumer Staples (+1.04%), Consumer Discretionary (-0.67%), Industrials (-2.35%), Energy (+0.19%), Telecom (+1.01%), Materials (-0.86%), Utilities (+0.64%). The EUR climbed from 1.25904 to yesterday high 1.2757 and then moving low to 1.2570 and at 5:54 pm is 1.26133 The GBP do not have support from after reaching 1.44415 and moving down to 1.4150 at 4:00pm this afternoon and now is 1.42733 at 5:55 pm The CAD touching low to 1.2470 and then climb back to 1.2620 and at 5:56pm the rate is 1.2592 The JPY reach 94.39 and move back to 93.86 at 5:57pm The Gold price is Feb is 982 at 5:57 pm The Crude Oil March is 38.61 at 5:57pm Japan Market The Nikkei open at 7544 and closed at 7416 -141(-1.87%) UFJ closed at 429 –10 previous 439 Fast Retailing closed at 9860 previous 10180 320(-3.14%) ...

There is not much good news to support the market. 18 Feb 2009 US Market The Dow open at 7546 and close at 7555 +3.03 (+0.04%), the lowest one is 7480 at 10:11 am Sector performance (% change on day): Financials (-0.19%), Tech (+0.42%), Health Care (-0.08%), Consumer Staples (+0.72%), Consumer Discretionary (-0.77%), Industrials (-0.37%), Energy (-0.18%), Telecom (-1.04%), Materials (-0.21%), Utilities (-1.29%). The EUR seems stable a bit, it came to the lowest point at 1.25142 at 2/18 23:20 and start moving up to 1.26407 at 5:02pm The GBP is climbing from yesterday 2009/2/18 low at 1.40976 and back to 1.43806 at 5:04pm The AUD is climbing from 0.6340 yesterday to 0.6453 at 5:05pm +0.6337 and around 0.6405 at 4:59pm The JPY suddenly weaker last time high 93.89 and now is 93.49 at 5:06 pm The CAD move down from yesterday high 1.2644 to 1.25121 at 5:08 pm The Gold price is Feb is 976.5 and Mar is 975.6 at 5:09 pm The Crude Oil March is 34.75and April is 37.88 at 5:09pm Japan Market The ...

What to do now? Choose some stocks you like there and figure out how much money you can to invest? Long term and short term amount. Then wait for the charge in March. Be patient! 17 Feb 2009 US Market The Dow open at 7845 and close at 7552 –297.81 (-3.79%) Sector performance (% change on day): Financials (-9.82%), Tech (-4.54%), Health Care (-2.02%), Consumer Staples (-1.75%), Consumer Discretionary (-4.01%), Industrials (-4.77%), Energy (-6.31%), Telecom (-4.26%), Materials (-4.67%), Utilities (-4.90%). The EUR roll down from last night high 1.2672 to 1.2560 low at 7:20am and around 1.26002 at 4:56pm. The EUR is weak because of the risk on the Weak Eastern European economy The GBP is in range trade around 1.4300 to 1.4150 and at 4:57 pm the rate is 1.4167 The AUD is weak and moving down from previous day 0.65 to early morning 0 +0.6337 and around 0.6405 at 4:59pm The JPY is weaker and rolling three time to 92.60 from 91.59 and at 4:59pm the rate is 92.43. The Gold price is Feb is 971....

The automotive business in US, the recession in Europe, the bailout plan in US ,UK and Europe. Can China remain the fastest train? The China index is moving so powerful with volume. Do u think China are really so strong? No one knows! But I wonder. 16 Feb 2009 US Market The US Market open at 7933 and closed at 7850 -82.35(-1.04%) The market high at 10:42am 7970 C Closed at 3.49 previous closed 3.61 BAC closed 5.57 previous closed 5.87 GE closed 11.44 previous closed 11.68 AAPL closed 99.16 previous closed 99.27 The EUR roll down from Friday night 1.29194 to 1.2760 at 5:03pm The GBP roll down from Friday night high 1.45985 to today low 1.4150 and at 5:06 on tge rate us 1.42290 The AUD also roll down from Friday night 0.6631 today low at 14:45pm 0.6418 The JPY is in range trade between 91.20 to 91.95 and at 5:08pm the rate is 91.88 Feb. 16 (Bloomberg) -- Japan’s economy shrank at an annual 12.7 percent pace last quarter, the most since the 1974 oil shock, as recessions in the U.S. and ...

From my prospective, if don't want to spend too much time . I would suggest to buy more oil ETF now and gradually buy more agriculture ETF. Because 1. USD will be weaker after the US government had sold all its treasury bonds. The USD will be weak. US will maintain strong dollar now otherwise who will buy the bonds. When he finished, he need to pay interest. Then the best way is to depreciate its dollars. So beware the time to sell USD based on the treasury. 2. As USD weak, the oil price will be high. Everyone had seen this situation in 2008 years. Even the price go back to 50. Now 34. The increase will be 47% growth. Is it much better than buy any security. 3. The world is facing the draught in China and Emerging market. Now the people is just thinking about the existing economy. In future, we will face agricultural shortage. Then the basic food price will be high again. Just suggest to aware the price of DBA and buy it when it is low. I will suggest to buy it in the current pric...

The Japan market is already at 20 Nov 2008 level. Now it is time for US market. The HK market is relative strong with the China support. 12 Feb 2009 US Market The US Market open at 7887 and closed at 7939 +50.65 (+0.64%) The Market high is at 11:33 am 7983.74 Sector performance (% change on day): Financials (+5.20%), Tech (+0.54%), Health Care (+1.16%), Consumer Staples (+0.65%), Consumer Discretionary (+0.51%), Industrials (+0.70%), Energy (-1.28%), Telecom (-0.22%), Materials (+0.12%), Utilities (-0.56%). C Closed at 3.69 previous closed 3.35 BAC closed 6.07 previous closed 5.56 GE closed 11.94 previous closed 11.62 AAPL closed 96.82 previous closed 97.83 The EUR trade from the morning high 1.2993 to 1.28517at 5:01pm The GBP fell from morning high 1.4400 to 1.42031 at 5:02 pm The AUD fell from morning high 0.6611 to morning low 0.64892 at 5:03 The JPY fell from 00:30 at 90.72 to 89.896 at 5:08. The Weak US security market will push up the JPY as more investor will retreat to stay in ...

11 Feb 2009 US Market The US Market open at 8269 and closed at 7888 -381 (-4.62%) The Market open is the high 8269 The market drop heavily because Treasury failed to provide clarity on how it will handle the toxic assets that are driving losses and write-downs on bank balance sheets. Recognition that this part of the plan has yet to be finalized creates an impression that Geithner still doesn't have a complete solution to the situation. Sector performance (% change on day): Financials (-10.88%), Tech (-4.37%), Health Care (-3.28%), Consumer Staples (-3.24%), Consumer Discretionary (-4.72%), Industrials (-5.37%), Energy (-4.72%), Telecom (-4.79%), Materials (-4.47%), Utilities (-2.99%). C Closed at 3.35 previous closed 3.95 BAC closed 5.56 previous closed 6.89 GE closed 11.62 previous closed 12.64 AAPL closed 97.83 previous closed 102.51 The EUR trade from the morning low 1.2850 to 1.2985 at 5:02pm The GBP fell last night high from 1.4888 to 1.4420 at 5:04 pm The UK Jobless claim ...

However it is not advise to buy on shares. But prefer to buy put when there is a big jump. No matter how, the economy is not good at all. But as China is so active on supporting the market. The China market still looking bright. The OIL shares start running with energy. Wish it can lead the last round of the dance. Usually at the end of the dance, the Banking shares will be the final runner. See whether this is the same Daily Market Review 10 Feb 2009 US Market The US Market open at 8281 and closed at 8270 -9.72 (-0.12%) The Market high is 8315 Sector performance (% change on day): Financials (+1.32%), Tech (+0.30%), Health Care (-0.29%), Consumer Staples (-1.30%), Consumer Discretionary (-0.43%), Industrials (+2.56%), Energy (+0.12%), Telecom (-0.74%), Materials (-0.39%), Utilities (-1.01%). C Closed at 3.95 previous closed 3.91 BAC closed 6.89 previous closed 6.13 GE closed 12.64 previous closed 11.10 AAPL closed 102.51 previous closed 99.72 The EUR stated high at over 1.3096 at Eu...

But if you have shares on hand, better gain part of it first and wait for next move The bonds price keep on running low. However remember to aware the agricultural Commodity. The dry season and freezing weather will impact the future crop. I watch for two days since I have this sense. So beware the DBA ETF. It had climbed for 1USD in two days. The Gold will retreat when the stock market is in good shape. Watch it to store up around 880 For oil, I still prefer to stock up in 1 st quarter once it is below 40. The future Gold price is on up trend. Besides, the big amount of bonds issuing this weeks will somehow impact the dollars value. For sure, the USD will be in downtrend in lower half year For market update read the following 9 Feb 2009 US Market The US Market open at 8056 and closed at 8280 +217.52 (+2.709%) The Market high is 8312 Sector performance (% change on day): Financials (+8.13%), Tech (+3.42%), Health Care (+0.92%), Consumer Staples (+1.66%), Consumer Discretionary (+3.05%)...

6 Feb 2009 US Market The US Market open at 7955 and closed at 8063 +106.41 (+1.34%) The Market Low is 7856 Sector performance (% change on day): Financials (+1.39%), Tech (+2.15%), Health Care (+0.90%), Consumer Staples (+1.47%), Consumer Discretionary (+2.00%), Industrials (+0.93%), Energy (+2.65%), Telecom (+1.61%), Materials (+2.52%), Utilities (+0.52%). C Closed at 3.53 previous closed 3.49 BAC closed 4.84 previous closed 4.7 GE closed 10.85 previous closed 11.26 AAPL closed 96.46 previous closed 92.98 ECB remain no change on EUR interest rate and expect to reduce rate in March and BOE announced rate cut 0.5 and interest at 1.00%. Weak GBP impact on the import cost. The EUR became stable stay above 1.2795 climb from 1.2750 last night low. The GBP stayed at 1.4760 at 4:27 pm and climb from 1.4590 last night The Australia stayed at 0.6590 and climb from 0.6530 last night The JPY stayed high at 91.26 The Crude Oil is 40.47 and Gold is 913.00 Japan Market The Nikkei market opened at 80...

5 Feb 2009 US Market The US Market open at 8070 and closed at 7956 –121.70 (-1.51%) Sector performance (% change on day): Financials (-0.99%), Tech (+0.44%), Health Care (-0.93%), Consumer Staples (-2.61%), Consumer Discretionary (-2.52%), Industrials (-0.40%), Energy (+0.32%), Telecom (-2.85%), Materials (+1.52%), Utilities (+0.78%). C Closed at 3.49 previous closed 3.46 BAC closed 4.7 previous closed 5.30 GE closed 11.26 previous closed 11.37 AAPL closed at 92.98 Before the Rate decision on ECB and BOA The EUR move between 1.28 to 1.3066 The GBP move between 1.43678 to 1.45752, big movement within one day. The Australia move between 0.65244 to 0.63521 At 4:47 pm EUR 1.2839 GBP1.4413 AUD0.6469 JPY 89.51 The Treasury market The Treasury notes dell as government said will auction 67 Billion in Notes, and bonds next week. Feb 10 32 billion 3 years Notes Feb 11 21 billion 10 years Notes Feb 13 14 billion 30 years bonds This may impact the USD perfor...

3 Feb 2009 US Market The US Market open at 8000 and closed at 7936.83 – 64.03 (-0.80%), The market is still waiting for the result of the stimulus plan. The Forex has strong movement at night The EUR go down to 1.2700 on US Time and climb back to 1.29 in eastern time The GBP go down to 1.40547 on US Time and back to 1.4268 in eastern time The Australia decided to cut 1 % of rate and the AUD once climb up from last night low 0.6250 to 0.6400 in eastern time and current is 0.63706 Japan Market The Japan Market initial has support after the central bank announced it would purchase up to ¥1 trillion ($11 billion) worth of stocks held by Japanese banks through April 2010.The Nikkei once climb up to 8084 at 12:43 and closed at 7825.51 – 48.47 (-0.62%) HK Market The HS Index open at 12963 and closed at 12776 - 84.6 (-0.66%) the turnover volume is 352M. The 005 closed at 58.00 – 0.5 (-0.855%) turnover 20M The 3988 closed at 2.01 + 0.02 (1.005%) turnover 264M The 1398 closed at 3.3 +0.01 (0.3...

02/02/09 30/1/2009 US Market The DOW opened at 8149, and close at 8000, low at 7961.92 - 148.15 –1.85% The Treasuries fell as more government debt raising and the weakest US GDP growth in 4Q 2008 since 1Q 1982. This week the focus will be on the Obrama’s plan on create the bad bank and the non farm payroll figures. The market will go down further to previous lowest point 7552 as more negotiation will undergoes in US senator. As more and more people is concerning the future of US treasury. I had done a study in previous 10 days. It proved that the bonds is in negative side and the Put ETF is corelation. Therefore, as the bonds back to normal, please keep track the PST and TBT as a way to prove your short treasury view. Tonight action : buy AUD when around 0.61000, Keep on buying Oil when around 40. This week the focus will be in Forex as Australia will release its rate cut decision on Tuesday Feb 2009 and then both EUROPE and England announce the rate cute on 5 Feb 2009 At 5:00 the EU...