Wealth management for a general person

The AUD touch the short term bottom @0.67712 and back to 0.6901 today in day time. No matter how the G20 meeting will be, the safer currency will still be AUD. EUR , GBP and US are all facing difficulties, AUD and NZD is the safest. Aware the G20 meeting and focus on the movement of AUD. I had bought some AUD already. In future 3 years, the market will experience the inflation. In long run, the commodity country like Australia, Brazil and Africa will be better. For the security market, it will be a swinging month for April and May. Once it goes up, Don't believe the market is return to better position. The economy is still hard to recover because of the credit card default , the increasing unemployment rate and the decreasing value of house price in US and EUROPE. For China, we have to be very careful about the figure and result. 31 March 2009 US Market The Dow opened at 7773 and close at 7522 and the low is 7438 @3.03pm -254(-3.27%) Sector performance (% change on day): Financials...

The market didn't remain stay like previous assumption. Instead, it have a big turn. The Dow future lost almost 200 point in day time. In the morning, it started with -60 and then move down sharply in afternoon. The Asian markets all head to south. The equity and currency moved seriously. It may be the impact from automaker bankruptcy. Then it impact the commercial bonds and increase the risk alert in the market. It is hard to figure the direction in coming days. Better leave the market and wait for clear signal. 30 March 2009 US Market The Dow opened at 7923 and close at 7776 -148(-1.87%) Sector performance (% change on day): Financials (-3.49%), Tech (-2.73%), Health Care (-0.96%), Consumer Staples (-0.91%), Consumer Discretionary (-2.06%), Industrials (-2.02%), Energy (-2.68%), Telecom (-0.58%), Materials (-2.29%), and Utilities (-1.51%). AAPL 106.85, AIG 1.02, GE 10.78, SBUX 11.77, INTC 15.42,BAC 7.34,CSCO 16.95,C 2.62 NXY 17.58,SU 23.81 The EUR trade at 1.3181 at 5:14 pm. The ...

show the market will remain positive in coming days. The trading volume in China market and HK market still remain strong. Strategic to suggest sell half of your holding or do hedging for protection at the end of the March 27 March 2009 US Market The Dow open at 7752 and close high at 7924 (+2.25%) Thu Mar 26 16:50:00 EDT 2009 Briefing.com Sector performance (% change on day): Financials (+1.03%), Tech (+4.00%), Health Care (+1.35%), Consumer Staples (+0.92%), Consumer Discretionary (+3.99%), Industrials (+5.06%), Energy (+0.91%), Telecom (+1.06%), Materials (+3.95%), and Utilities (+1.56%). AAPL 109.87, AIG 1.10, GE 10.90, SBUX 12.39, INTC 15.82,BAC 7.58,CSCO 17.31,C 2.81 NXY 17.30,SU 24.29 The EUR trade at 1.3547 at 5:04 pm. The GBP trade at 1.4402 at 5.04 pm The CAD trade at 1.2307 at 5:04 pm The JPY 98.08 at 5:04 pm The Gold price is 934 at 5:05 pm The Crude Oil is 53.87 at 5:05pm Japan Market The Nikkei index open at 8711 and close at 8626 –9.36(-0.11%) Fast Retailing 11,470 -530 ...

Be careful when the market are so exciting. Today the market is having a dramatic move. The sell parties must be having a hard time in the afternoon. Index grow up so strong almost to 13950 and close at 13812 I believe the movement will not be so strong tonight and even will have some retreat tomorrow. Because the Dow future is head down to south -61 point at 5:38pm But the truth still depends on the reality and how the trader want to do. For one who own BOC 3988,I suggest to sell because there is no more room from technical graph and the released report seems under forecast. Good luck for all who own it. Daily Market summary 24 March 2009 US Market The Dow open at 7279 and close at all time is high at 7775 +497(+6.84%) Sector performance (% change on day): Financials (+17.74%), Tech (+6.38%), Health Care (+3.88%), Consumer Staples (+3.77%), Consumer Discretionary (+7.29%), Industrials (+7.63%), Energy (+7.80%), Telecom (+5.75%), Materials (+5.97%), and Utilities (+4.02%). The Treasury...

But there is one thing I am sure. The US dollars will be in weak side as the equity market stay in positive. If the investor support the Geithner's plan, the market will climb further. But I believe, they will react positively because this is their tactic. Last time use this excuse to oversell the equity. This time, they will use it to over buy it because 1. Near March, Need to close 1 Quarter book 2. The market is a small group game orientation. This people are greedy. As the people believe the worst time is over, more people will enter the market. Then the fisherman will come out again anyway this is only my guess. 23 March 2009 US Market The Dow open at 7402 and close at 7278 –122.42(-1.65%) and high is 7460 at 9.51pm Sector performance (% change on day): Financials (-5.30%), Tech (-1.64%), Health Care (+0.19%), Consumer Staples (+0.11%), Consumer Discretionary (-2.14%), Industrials (-3.28%), Energy (-3.65%), Telecom (-1.67%), Materials (-1.91%), and Utilities (-0.63%). AAPL 10...

20 March 2009 US Market The Dow open at 7490 and close at 7400 +-85.78(-1.15%) and high is 7523 at 9.51pm Sector performance (% change on day): Financials (-8.04%), Tech (+0.43%), Health Care (-2.50%), Consumer Staples (-1.32%), Consumer Discretionary (-1.20%), Industrials (-0.55%), Energy (+1.36%), Telecom (-0.77%), Materials (+1.35%), and Utilities (+1.22%). AAPL 101.62, AIG 1.62, GE 10.13, SBUX 11.59, INTC 15.15 ,BAC 6.93,CSCO 16.23,C 2.6 NXY 16.43,SU 26.98 General Electric ( GE 10.13, -0.19) continues working to restore its credibility with investors. The company held an investor meeting today, during which the company explored its asset holdings and reaffirmed it expects its troubled capital arm to post a profit for the first quarter and full year The EUR trade at 1.3673 at 4:56pm. The GBP trade at 1.4551 at 4.56pm The CAD trade at 1.2336 at 4:56pm The JPY 94.59 at 4:56pm The Gold price is 963 at 4:56 pm The Crude Oil March is 51.33 at 4:56pm Japan Market is holiday HK Market The...

19 March 2009 US Market The Dow open at 7396 and close at 7486.58 +90.88(+1.23%) and high is 7550 at 2.57pm Sector performance (% change on day): Financials (+10.10%), Tech (+1.39%), Health Care (+0.01%), Consumer Staples (-0.52%), Consumer Discretionary (+3.21%), Industrials (+1.61%), Energy (+0.85%), Telecom (+2.10%), Materials (+2.89%), and Utilities (+2.94%). AAPL 101.52, AIG 1.38, GE 10.32, SBUX 11.50, INTC 15.24 ,BAC 7.67,CSCO 16.50,C 3.08 NXY 15.28 ,SU 25.14 US Stock reversed earlier sharp losses in Wednesday’s overnight session on the Fed’s surprise move. The Fed said it will buy USD750 billion in mortgage securities and USD300 billion in longer term Treasury bonds to help short up the financial system After the news announced the Dollar index immediately drop 2.94 % in one day from 86.81 to 84.35 The Gold also surges as dollar plunges, the range is from 884.10 low to high 945.05 close at 943.70 The Crude oil is near index settlement day 21 March and the price is maintain in hi...

17 March 2009 US Market The Dow open at 7225 and close at 7216(-7.01%) and high is 7393 at 1:48pm Sector performance (% change on day): Financials (-1.85%), Tech (-1.72%), Health Care (-1.22%), Consumer Staples (+0.87%), Consumer Discretionary (-1.82%), Industrials (+1.35%), Energy (+0.81%), Telecom (-0.25%), Materials (+1.32%), and Utilities (+2.57%). AAPL 95.42, AIG 0.83 ,GE 9.66, SBUX 10.78 ,INTC 14.25 ,BAC 6.18,CSCO 15.45,C 2.33 NXY 14.43 ,SU 25.5 Energy stocks showed weakness early on, but managed to close with a 0.8% gain. That came as crude oil prices rebounded from early weakness to close pit trading modestly higher at $46.30 per barrel. Oil's gyrations came after OPEC decided during its weekend meeting to leave production levels unchanged. The New York Federal Reserve manufacturing index fell to a record low while industrial production tumbled in Feb. The US Fed will hold a policy meeting this week. The EUR trade at 1.2974 at 4:50pm. The GBP trade at 1.4047 at 4:50pm The C...

16 March 2009 US Market The Dow open at 7167 and close at 7223(+0.75%) and low is 7106 at 12:21pm Sector performance (% change on day): Financials (+0.31%), Tech (-0.11%), Health Care (+3.31%), Consumer Staples (+1.75%), Consumer Discretionary (+0.81%), Industrials (-0.52%), Energy (-0.72%), Telecom (+0.43%), Materials (+0.83%), and Utilities (+1.39%). AAPL 95.93, AIG 0.50 ,GE 9.62, SBUX 10.56 ,INTC 14.70 ,BAC 5.76,CSCO 15.51,C 1.78 NXY 14.25 ,SU 25.56 S&P downgraded GE rating from AAA to AA+ with a stable outlook. CDS spreads on GE tightened following the downgrade action. According to HSBC report, the EU data showed that retail sales in the Eurozone dropped in January for an eight consecutive month to 2.2%. The UK government bonds gained, as the Bank of England began buying back its debt as part of its quantitative easing policy. The EUR trade at 1.2975 at 4:57pm. The GBP trade at 1.4158 at 4:59pm The CAD trade at 1.2665 at 4:59pm The JPY 98.14 at 4:59pm The Gold price is 929 at ...

The US Market want to build up a rebound but still depends on the traders' action before whether they are success. if not, there will be low and than up. 12 March 2009 US Market The Dow open at 6923 and close at 6930.40 (+3.91%) and low is 6828 at 2:27 pm Sector performance (% change on day): Financials (+2.40%), Tech (+2.11%), Health Care (-2.03%), Consumer Staples (-0.49%), Consumer Discretionary (+0.81%), Industrials (+0.40%), Energy (-1.18%), Telecom (+0.73%), Materials (+2.36%), and Utilities (-0.54%). The EUR trade at 1.2768 at 5:22pm. The GBP trade at 1.3770 at 5.22pm The CAD trade at 1.2905 at 5.22pm The JPY 95.75 at 5.22pm The Gold price is 911 at 5.22 pm The Crude Oil March is 42.8 at 5.22pm Japan Market The Nikkei open at 7320 and closed at 7198 -177(-2.41%) UFJ closed at 396 -15(-3.64%) Sumitomo Financial 2680 -140(-4.96%) Fast Retailing closed at 9490 -250(-2.56%) Canon closed at 2280 +5(+0.21%) Toyota closed at 2820 -90(-3.09%) The JPY is 95.70 HK Market The HS Index ...

I believe HSBC will be in big movement in following days. Most of the people will not have money to purchase if they keen on HSBC Thus what will be the trader do? 1. scarce the small investor to sell all the right by lower the HSBC price 2. push down most of the blue chip in March and scarce most of the people and then buy it back If u are smart, it is the time to purchase when everyone scarce Today talk about the 1088 China Shenhua. Based on the technical range. it is time to buy. Profit growth Growth 2003 81.65 % ,2004 208 % ,2005 74.81%,2006 12.97% ,2007 16.65% and 2008 21% steady double digit growht on profit Business include coal production, sales , electricity power provider and transportation service http://www.shenhuachina.com/ Almost biggest in China 11 March 2009 US Market The Dow open at 6547 and close at 6926 +379 (+5.8%) and close high Sector performance (% change on day): Financials (+15.58%), Tech (+7.42%), Health Care (+3.80%), Consumer Staples (+2.48%), Consumer...

The HK Market is influence by HSBC but have good support from China market. Therefore there is still good movement with March However I wish you all start to study the following shares 1186 1088 1919 883 857 410 2777 904 I will share my finding on this share later but keep watching it first for right opportunity to action 10 March 2009 US Market The Dow open at 6610 and close at 6547.05 –79.89 (-1.21%) and lowest is 6517 at 3.18PM Sector performance (% change on day): Financials (+2.48%), Tech (-2.49%), Health Care (-0.90%), Consumer Staples (-1.79%), Consumer Discretionary (-1.24%), Industrials (-0.55%), Energy (+0.51%), Telecom (-3.65%), Materials (-1.08%), and Utilities (-2.48%). The EUR trade at 1.2712 at 4:35pm. The GBP trade at 1.3844 at 4:35pm The CAD trade at 1.2895 at 4.35pm The JPY 98.61 at 4.35pm The Gold price is 910 at 4:35 pm The Crude Oil March is 47.03 at 4.35pm Japan Market The Nikkei open at 7059 and closed at 7054 -31(-0.44%) UFJ closed at 395 +14(+3.67%) Fast Retail...

I believe the current atmosphere really made most of the investors worry. However, we should be smart and clear in this situation. Honestly, I really believe it is almost the right movement for long term investing. The right opportunity should not be too far away. Most of the shares is already under good price. Aware 1088 , 1186, This H shares will have good long term investment opportunity. 9 March 2009 US Market The Dow open at 6595 and close at 6626 +32.5 (+0.49%) Sector performance (% change on day): Financials (-1.41%), Tech (-0.94%), Health Care (+1.08%), Consumer Staples (+0.68%), Consumer Discretionary (-0.74%), Industrials (-0.06%), Energy (+1.49%), Telecom (-0.82%), Materials (+0.99%), and Utilities (+0.29%). The EUR trade at 1.2638 at 4:57pm. The GBP trade at 1.4006 at 4:57pm The CAD trade at 1.2885 at 4.57pm The JPY 98.50 at 4.57pm The Gold price is 939 at 4:57 pm The Crude Oil March is 45.75 at 4.57pm Japan Market The Nikkei open at 7191 and closed at 7086 -87(-1.21%) UFJ ...

As HK Index change constituent Weight % , I believe the HK market will be more volatile. 1 005 change from 11.33% to 15 % 2. 941 change from 14.38% to 14 % 3. 939 change from 5.91 to 8.01% What does it means? 005 is very unstable because of the external market inpact, 941 is the only one vehicle which did not fall into financial and insurance group. Thus in future, if people want to support the HK index, they need to buy more 941 than before. However in the coming two years. 005 will be the worst in market. So what the people will do. Let 's see 6 March 2009 US Market The Dow open at 6874 and close at 6594 -281 (-4.09%) Sector performance (% change on day): Financials (-9.94%), Tech (-3.53%), Health Care (-3.18%), Consumer Staples (-2.56%), Consumer Discretionary (-4.65%), Industrials (-4.62%), Energy (-4.75%), Telecom (-1.95%), Materials (-3.76%), and Utilities (-3.64%). The EUR trade at 1.2679 at 5:15pm. The GBP trade at 1.4220 at 5:15pm The CAD trade at 1.2843 at 5:16pm The JPY...

As I guess earlier, the market will try to move higher based on the news release from the China meeting. However still need to be careful how fast it can go this time. There are still many hidden problem not yet release. 4 March 2009 US Market The Dow open at 6765 and close at 6726 –299.64 (-0.55%), the lowest is 6712 Sector performance (% change on day): Financials (-1.57%), Tech (+0.26%), Health Care (-0.22%), Consumer Staples (-0.78%), Consumer Discretionary (-1.14%), Industrials (-1.37%), Energy (+0.26%), Telecom (-1.47%), Materials (+0.62%), Utilities (-3.58%). The EUR trade at 1.2515 at 5:28 and there is rate decision release tonight. The GBP trade at 1.4048 at 5:28 and there is rate decision release tonight too. The CAD cut 0.5% interest rate and the quote at 1.2937 at 5:30pm The JPY 99.13 at 5:30pm The Gold price is 915 at 5:30 pm The Crude Oil March is 42.56 at 5:30pm Japan Market The Nikkei open at 7146 and closed at 7290 +61.24(+0.85%) UFJ closed at 426 +5 (1.18%) Sumitomo ...

opened in HK at 45.9 and closed at 46.25 and the major drop for years. Both the HK and US market will have a little rebound, however, I still believe the worst is not yet come. I prefer to short when there is rebound around end of this week as most of the people expected good news from china market. I would prefer to diversify the fund to other sector instead of more on banking sector because the business model has changed. I would keep Standard charter or ICBC rather than HSBC 3 March 2009 US Market The Dow open at 7056 and close at 6763 –299.64 (-4.24%), the lowest is 6755 at 3:45am Sector performance (% change on day): Financials (-6.83%), Tech (-3.21%), Health Care (-4.17%), Consumer Staples (-2.62%), Consumer Discretionary (-4.26%), Industrials (-6.71%), Energy (-6.41%), Telecom (-3.48%), Materials (-6.89%), Utilities (-3.74%). The EUR trade at 1.2655 at 4:57 ahead of rate decision on 5 March The GBP trade at 1.4118 at 4:58 pm and rate decision on 5 March The CAD climbing high to ...

I believe the market will be low in UK market and US market, However in tomorrow HK morning, many small volume will be in transaction. However the fund report will be release too. But I believe in short run, there is frustration but in long run, the price will be stable 2 March 2009 US Market The Dow open at 7181 and close at 7062 –119.15 (-1.66%), the lowest is 7040 at 10:50 am Sector performance (% change on day): Financials (-7.39%), Tech (-0.33%), Health Care (-4.16%), Consumer Staples (-0.33%), Consumer Discretionary (-0.19%), Industrials (-2.69%), Energy (-3.00%), Telecom (-0.82%), Materials (-1.04%), Utilities (-1.47%). The EUR trade at 1.2597at 5:46 ahead of rate decision on 5/ March The GBP trade at 1.4200 at 5:47 pm and rate decision on 5 March The CAD climbing high to 1.2780 5:48pm and rate decision will be on 3 March tomorrow. The JPY 97.24 at 5:49pm The Gold price is April is 957.9 at 5:51 pm The Crude Oil March is 43.29 at 5:51pm Japan Market The Nikkei open at 7454 and c...