Wealth management for a general person

要分析的資訊太多，因此要從新整理 1．分析時間表，了解投資人的佈處 美國 ：http://www.newyorkfed.org/research/national_economy/nationalecon_cal.html 中國 ：http://www.pbc.gov.cn/xinwen/ 2．Forex, Gold price, bonds 3. Corporate financial result schedule 4. Economic forecast

believe downside have more chances than upsides. But the situation had to be confirmed after this week 17 June 2009 US Market The Dow open at 8612 and close at 8504 –107.46(-1.25%) Sector performance (% change on day): Financials (-1.64%), Tech (-1.02%), Health Care (+0.20%), Consumer Staples (-1.13%), Consumer Discretionary (-2.35%), Industrials (-1.52%), Energy (-1.97%), Telecom (-1.03%), Materials (-2.39%), and Utilities (-0.36%). Dow -107.46 at 8504.67, Nasdaq -20.20 at 1796.18, S&P -11.75 at 911.97 AAPL 136.35, AIG 1.48 ,GE 12.78, SBUX 14.00,INTC 15.86 ,BAC 12.73,CSCO 19.08,C 3.25 NXY 22.74 ,SU 31.89 The EUR trade at 1.3868 at 5:01pm. The GBP trade at 1.6335 at 5:01pm The CAD trade at 1.1326 at 5.01pm The JPY 96.30 at 5.01pm The Gold price is 931.3 at 5:01 pm The Crude Oil is 70.37 at 5:01pm Japan Market The Nikkei open at 9705 and closed at 9840 +87.97(+0.9%) UFJ closed at 604 +3(+0.49%) Sumitomo Financial 3940 -30(-0.75%) Fast Retailing closed at 12770 +170(+1.34%) Canon clo...

point and then start to retreat because next week is approaching the future and option settlement. Besides, most of the figure will be calculate based on this option trading. Thus I will intend to unload of the security and hold more cash on hand 12 June 2009 US Market The Dow open at 8736 and close at 8770 +31.9(+0.37%) Sector performance (% change on day): Financials (+0.89%), Tech (+0.35%), Health Care (+0.95%), Consumer Staples (-0.12%), Consumer Discretionary (-0.96%), Industrials (-0.06%), Energy (+1.77%), Telecom (+1.68%), Materials (+1.29%), and Utilities (+2.00%). Dow +31.90 at 8770.92, Nasdaq +9.29 at 1862.37, S&P +5.74 at 944.89 AAPL 139.95, AIG 1.61 ,GE 13.46, SBUX 14.26,INTC 16.35 ,BAC 12.97,CSCO 20.1,C 3.48 NXY 25.64 ,SU 35.71 The EUR trade at 1.4046 at 5:35pm. The GBP trade at 1.6454 at 5:35pm The CAD trade at 1.1129 at 5:35pm The JPY 98.12 at 5:35pm The Gold price is 951 at 5:35 pm The Crude Oil is 71.7 at 5:35pm Japan Market The Nikkei open at 10088 and closed at 1...

Since 2nd quarter report needs to be release around end of June. I believe, the market will keep further up because of beautifly the book. Besides, the USD continue to be weak after the selling more bonds to the market. The commodity will be keeping high for a longer term because of weak dollar. Thus my view is to buy more oil ETF, Agricultural ETF. Besides even the economic will getting worse later. The oil cannot be going back to $40 like March. On the other hand, because AAPL will have new announcement on 8 June and there is weight higher by investor report. I believe there is room for a short trade Balance the risk, I will also buy some short S&P & Dow ETF if price is really good. 29 May 2009 US Market The Dow open at 8301 and close at 8404 and low is 8271 at 1:00pm +103 (+1.25%) Sector performance (% change on day): Financials (+3.57%), Tech (+1.31%), Health Care (+0.54%), Consumer Staples (+1.08%), Consumer Discretionary (-0.18%), Industrials (+0.70%), Energy (+3.00%), Te...

impact to the equity market and property market. Thus, in short run, the market will not adjust seriously because money has no interest and people will invest. When most of the people already invested in property market in HK and US has poor data on bonds. The market will start to turn south. the EUR, GBP, CAD, AUD, NZD are under some adjustment. Should buy more AUD in long run. Target : 0.7450 buy some. Good luck! 26 May 2009 US Market No Market The EUR trade at 1.3872 at 5.24 pm. The GBP trade at 1.5793 at 5:24 pm The CAD trade at 1.1315 at 5:24 pm The NZD trade at 0.6122 at 5:24 pm The AUD trade at 0.7733 at 5:24 pm The JPY 95.04 at 5.24 pm The Gold price is 944 at 5:24 pm The Crude Oil is 59.75 at 5.24 pm Today US will auction its 2 Yr Bonds Japan Market The Nikkei index open at 9364 and close at 9347 high is 9379 -36(0.39%) Fast Retailing 10,850 -120(-1.09%) UFJ 610 -1(0.16%) Toyota 3600 +40 (+1.12%) Sumitomo Mitsui Financial 3740 -60(-1.57%) HK Market The HS Index open at 17050 ...

25 May 2009 US Market The Dow index open 8292 and close at 8277 –14.(-0.18%) Dow –14.81 at 8277, Nasdaq -3.24 at 1692, S&P –1.33 at 887 AAPL 122.5, AIG 1.7,GE 13.1, SBUX 13.00,INTC 15.05, BAC 11.07, CSCO 17.9, PG 53.03, C 3.67, MCD 57.08, NXY 21.95, SU 31.76 The EUR trade at 1.3974 at 5.11 pm. The GBP trade at 1.5874 at 5:11 pm The CAD trade at 1.1267 at 5:11 pm The NZD trade at 0.6176 at 5:11 pm The AUD trade at 0.7790 at 5:11 pm The JPY 94.96 at 5.11 pm The Gold price is 953 at 5:11 pm The Crude Oil is 61.04 at 5.11 pm Today is Memorial Day, Market Closed. But This week US will auction its 2 Yr Bonds and 5 Yr bonds. The market reaction of the bonds market will directly influence the US rate and so as us EUR and GBP. Need to be aware 27 May 2 Yr Auction, 28 Yr 5 Yr Auction. Information stated in HSBC Newsletter : The USD plummeted last week is mainly because one long-term investor unloaded USD45.7 billion of 10 Year Treasuries. Japan Market The Nikkei index open at 9245 and close ...

high. Being negative me really lost little. It is lucky that I was using short to hedge the long position. So counting the currency, equity on hand. It is still lucky to have some sweet. However the strategies ahead, I believe it will be near 9000 in dow and HK will be up further, especially near future settlement day. However, without the foundamental economic support, I still not believe it will be a bull market. What I am thinking is about the 1. the interest rate is decreasing will make people invest more. 2. 2010, we may experience high inflation when market back to normal. 3. Thus I will prefer long commodity e.g Gold, agricultural and energy equity. Today market summary 20 May 2009 US Market The Dow index open 8503 and close high at 8474 –29.(-0.34%) Sector performance (% change on day): Financials (-2.61%), Tech (+0.59%), Health Care (-0.59%), Consumer Staples (+0.07%), Consumer Discretionary (-0.13%), Industrials (+0.13%), Energy (+0.35%), Telecom (+0.18%), Materials (+0.97%),...