Wealth management for a general person

US Market The US Market climbing from 8068 on Monday and close on 8375.45 Wednesday. Almost 300 points gain. The financial sectors leads the rebound as the market speculated that President Obama may set up a so-called bad bank to absorb the financial toxic assets. The Japan Market The Nikkei closed at 8251.24 + 144.95 Fast retailing closed at 11,290, +20 (0.17%) UFJ closed at 527 + 24 (4.77%) Toyota closed at 3050 + 70 (+2.34%) The HK Market The HS Index opened high at 13560 and closed low at 13154.43 + 575 (4.58%) turnover 391M 005 gain 5.15 closed at 62.60 + (8.964%) Turnover 46M 1398 gain 3.38 closed at 3.38 + 0.14 (4.32%) Turnover 330M 3988 gain 0.1 closed at 2.02 + 5.208% Turnover 713M The China Market still on hoiday For Forex The EUR, GBP all climbing back in the past three days EUR 1.3066 at 4.32PM GBP1.4131 JPY 90.15 Today the Economic report International Report Thursday, January 29, 2009 2:00 a.m. UK: Jan House Prices Monthly Expected: -2% Previous: -2.5% 2:00 a.m. UK: Jan ...

23 Jan 2009 US Market The US market is weak opened at 8224 and close at 8122.80 – 105 (-1.28%) low 7957 Microsoft cut 5000 jobs and reported worse than forecast Q4 earning. The banking sectors just enjoy a short lived yesterday and remain low yesterday Citigroup closed at 3.11 BAC closed at 5.71 The Japan Market The Nikkei closed at 7745 – 306 (-3.8%) opened at 7965 The UFJ closed at 474 (-2.66%) Fast Retailing closed at 10980 – 780 (-6.63%) Toyota closed at 2810 –45 (-1.57%) Canon Closed at 2540 – 140 (-5.22%) The HK Market HS Index opened 12542 and closed at 12578 –79 (-0.63%) turnover is 337 M The 005 remain stable opened at 57 and closed at 57.45 High 59.05 volume 40M 1398 opened at 3.2 closed at 3.24 = 0.010 (+0.31%) 3988 opened at 1.92 closed at 1.92 –0.01 (-0.518%) The Shanghai Market Opened at 2004.95 and closed at 1990.66 –14.29 (-0.71%) turnover 629M Forex at 4:51 pm EUR 1.2841 JPY 88.37 GBP1.3663 AUD0.6461 The USD is strength over most of the currency. Keep on aware foreign ...

22 Jan 2009 The Oil ran based on the forecast, however the DXO performance do not insync with the OIL Price from 33.3 - 42. Therefore I suggest to keep an eye on another ETF directly related to Oil . UCO - Last night, the UCO is apparently out performance than DXO. DXO is an ELN - It is Linked Note For UCO it is an ETF The cost structure is different DXO Market Price is 2.53 Investor Fee 0.75% Premium 0.88% Market Cap 554.7M Inception 6/16/08 UCO Market Price 11.71 Expense Ratio 0.95% Market Cap 107.2M Inception 11/25/2008 Market daily Review US Market The US Market open at 8057 and once dropped to 7943. While the new treasurer release that the new bailout complain will be release in coming two to three weeks the market starting moving up and closed high to 8228. The AAPL report better than forecast AAPL Result (Source from DOW) Reports Q1 (Dec) earnings of $1.78 per share, $0.39 better than the First Call consensus of $1.39; revenues rose 5.8% year/year to $10.17 bln vs the $9.75 bl...

21 Jan 2009 The market really pointing downward as the selling is too heavy on banking sectors all over the world. I think this time needs more time to recover. There is no support in this moment because the Dow is heading last support 7950. I think it will go back to 7700 direction. Even the Obrama release the stimulus plan. With the earning release. The market may be getting worse. If u are a smart person better step aside and see. Alert for any opportunity especially in currency. If you have oil, of course stick to the market movement The crude oil really close over 40 after contract settlement. Now it is time to see what excuse will be use to stimulate it in this month. Basically I do believe, after the uptrend, the next month low will be near 30. So the buying process can be delay a bit US Market US market opened at 8280 and closed low at 7949 – 332.13 (-4.01%) The financial sectors –16.56% Tech – 5.35% Energy – 4.55% BAC closed at 5.10 Gap Open low at 5.92 previous day close 7.17...

20 Jan 2009 The trader keep playing around the market, only 005 is under pressure, actually someone is buying 941 to play around the index. If tonight US and EU market is up, tomorrow early morning will be on uptrend too. Who is going to Holiday better settle it tomorrow. In this movement the oil is around 32 .51 match the lowest price before 21 settlement day. If the guessing is correct. After tonight, the oil will back to near 40 again. So tonight I will use action to see whether I am right or not. Dear all, please aware GBP, you know if it reach 1.36xx, better keep some GBP for travel trip. Cathy just have a special offer, go to london only HKD2990.00 round trip. Good deal ! US Holiday, no market activities However in UK Market – UK announced its second British bank rescue plan. The plan included a wide range of measures to dispose of risky assets. Shares of Royal Bank of Scotland tumbled 64% after the said it could report the UK biggest ever annual loss of up to 28 Billion pounds...

19 Jan 2009 The trader is just playing around the HK Market. Actually there are two keys positive news supporting the market 1. it is the UK government support on financial market. 2. is the Obrama release on the fund for banking sector. It is not the effect of Obrama on broad but the reason is the release of the money. If it is correct, the pressure on HK index will be solved For China Market, the market seems quite positive. But I still believe the 2000 is the dangerous level for Shanghai Market. Even it run high. I still prefers to gain money first on 2823. Why? It is because the volume on Shanghai market is reducing. Most of the people is worry about the bond market of US. Therefore I had found two short bond ETF to share with you all 1. PST Ultra short 7- 10 Y Treasury bonds 2. TBT Ultra short 20 Y Treasury bonds. But little to keep watch the performance and the market For Market behaviour see the following remark The same, if you have profit. Why not take it before Chinese New Y...

16 Jan 2009 Great! The US market really went to the 8000 and than rebound. The rebound started and may go for few days. Why? The good news started coming out from financial sector both from US and UK. The USD/JPY went back to 90.44 and there is big movement in currency. GBP jumped to 1.4923 at 6:09 pm. Tonight is the best time people play around with the OIL. It will tried to lower than last night 34 / barrel. Remember to buy more more DXO. Besides, the HK market is really playing by the traders. There is a lot of pressure in HK market. The behaviour is abnormal. Why? The whole day Dow future is over + 40 to +98 in market time, but the trader still press down the price of 941 and HS index. However in index time, the contract increases and pointing positive. Future is only -4 13252 If anyone who had hold the 2823, be careful because Shanghai has been up for three days and people in china may settled the shares before New Years. And then they have long holidays. For today market move...